Market Updates

Compare Banking Rates

Compare fixed deposit and loan rates across Botswana's major banks. Make informed financial decisions with up-to-date rate information.

Last updated: 18 March 2026

Country:

Botswana South Africa Soon

3+ Year Fixed Deposit

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	6.80%	P1,000	-	Over 36 Months Fixed Deposit: 5.85% - 6.80% NACM. Min BWP 1,000
A ABSA ABSA Botswana	3.82%	P1,000	-	36 Months Fixed Deposit: 3.02% - 3.82% nominal. Actual: 3.02% - 3.82%. Min BWP 1,000
S Stanbic Stanbic Bank Botswana	3.30%	P1,000	-	Over 24 Month Fixed Deposit: 2.80% - 3.30% nominal. Actual: 2.84% - 3.35%. Min BWP 1,000

FNB

6.80%

Range: P1,000 - -

Over 36 Months Fixed Deposit: 5.85% - 6.80% NACM. Min BWP 1,000

ABSA

3.82%

Range: P1,000 - -

36 Months Fixed Deposit: 3.02% - 3.82% nominal. Actual: 3.02% - 3.82%. Min BWP 1,000

Stanbic

3.30%

Range: P1,000 - -

Over 24 Month Fixed Deposit: 2.80% - 3.30% nominal. Actual: 2.84% - 3.35%. Min BWP 1,000

2 Year Fixed Deposit

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	6.60%	P1,000	-	24 Months Fixed Deposit: 5.65% - 6.60% NACM. Min BWP 1,000
A ABSA ABSA Botswana	3.62%	P1,000	-	24 Months Fixed Deposit: 2.92% - 3.62% nominal. Actual: 2.92% - 3.62%. Min BWP 1,000
S Stanbic Stanbic Bank Botswana	2.80%	P1,000	-	24 Month Fixed Deposit: 2.55% - 2.80% nominal. Actual: 2.55% - 2.84%. Min BWP 1,000

FNB

6.60%

Range: P1,000 - -

24 Months Fixed Deposit: 5.65% - 6.60% NACM. Min BWP 1,000

ABSA

3.62%

Range: P1,000 - -

24 Months Fixed Deposit: 2.92% - 3.62% nominal. Actual: 2.92% - 3.62%. Min BWP 1,000

Stanbic

2.80%

Range: P1,000 - -

24 Month Fixed Deposit: 2.55% - 2.80% nominal. Actual: 2.55% - 2.84%. Min BWP 1,000

1 Year Fixed Deposit

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	6.25%	P1,000	-	12 Months Fixed Deposit: 5.55% - 6.25% NACM. Min BWP 1,000
A ABSA ABSA Botswana	3.07%	P1,000	-	12 Months Fixed Deposit: 2.57% - 3.07% nominal. Actual: 2.57% - 3.07%. Min BWP 1,000
S Stanbic Stanbic Bank Botswana	2.35%	P1,000	-	12 Month Fixed Deposit: 2.20% - 2.35% nominal. Actual: 2.22% - 2.38%. Min BWP 1,000

FNB

6.25%

Range: P1,000 - -

12 Months Fixed Deposit: 5.55% - 6.25% NACM. Min BWP 1,000

ABSA

3.07%

Range: P1,000 - -

12 Months Fixed Deposit: 2.57% - 3.07% nominal. Actual: 2.57% - 3.07%. Min BWP 1,000

Stanbic

2.35%

Range: P1,000 - -

12 Month Fixed Deposit: 2.20% - 2.35% nominal. Actual: 2.22% - 2.38%. Min BWP 1,000

Flexi Fixed (12 Months)

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	5.35%	P100	-	Flexi Fixed 12 Months: 4.85% - 5.35% NACM. Min BWP 100

FNB

5.35%

Range: P100 - -

Flexi Fixed 12 Months: 4.85% - 5.35% NACM. Min BWP 100

6 Month Fixed Deposit

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	5.00%	P1,000	-	6 Months Fixed Deposit: 4.75% - 5.00% NACM. Min BWP 1,000
S Stanbic Stanbic Bank Botswana	2.30%	P1,000	-	6 Month Fixed Deposit: 2.10% - 2.30% nominal. Actual: 2.12% - 2.32%. Min BWP 1,000
A ABSA ABSA Botswana	1.90%	P1,000	-	6 Months Fixed Deposit: 1.73% - 1.90% nominal. Actual: 1.74% - 1.91%. Min BWP 1,000

FNB

5.00%

Range: P1,000 - -

6 Months Fixed Deposit: 4.75% - 5.00% NACM. Min BWP 1,000

Stanbic

2.30%

Range: P1,000 - -

6 Month Fixed Deposit: 2.10% - 2.30% nominal. Actual: 2.12% - 2.32%. Min BWP 1,000

ABSA

1.90%

Range: P1,000 - -

6 Months Fixed Deposit: 1.73% - 1.90% nominal. Actual: 1.74% - 1.91%. Min BWP 1,000

Flexi Fixed (6 Months)

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	4.35%	P100	-	Flexi Fixed 6 Months: 4.05% - 4.35% NACM. Min BWP 100

FNB

4.35%

Range: P100 - -

Flexi Fixed 6 Months: 4.05% - 4.35% NACM. Min BWP 100

Savings

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
A ABSA ABSA Botswana	3.60%	P100	-	Savings: 0.00% - 3.60% nominal. Actual: 0.00% - 3.68%. Min BWP 100
S Stanbic Stanbic Bank Botswana	0.75%	P50	-	Savings (Pure Save): 0.25% - 0.75% nominal. Actual: 0.21% - 0.71%. Min BWP 50

ABSA

3.60%

Range: P100 - -

Savings: 0.00% - 3.60% nominal. Actual: 0.00% - 3.68%. Min BWP 100

Stanbic

0.75%

Range: P50 - -

Savings (Pure Save): 0.25% - 0.75% nominal. Actual: 0.21% - 0.71%. Min BWP 50

Savings (Poloko)

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	3.40%	P100	-	Savings (Poloko): 0.00% - 3.40% NACM. Min BWP 100

FNB

3.40%

Range: P100 - -

Savings (Poloko): 0.00% - 3.40% NACM. Min BWP 100

Money Maximiser

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	3.35%	P100,000	-	Money Maximiser: 0.00% - 3.35% NACM. Min BWP 100,000

FNB

3.35%

Range: P100,000 - -

Money Maximiser: 0.00% - 3.35% NACM. Min BWP 100,000

Motshelo Savings

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	3.35%	P500	-	FNB Motshelo Savings: 2.25% - 3.35% NACM. Min BWP 500
S Stanbic Stanbic Bank Botswana	1.50%	P500	-	Motshelo Savings: 0.50% - 1.50% nominal. Actual: 0.50% - 1.51%. Min BWP 500

FNB

3.35%

Range: P500 - -

FNB Motshelo Savings: 2.25% - 3.35% NACM. Min BWP 500

Stanbic

1.50%

Range: P500 - -

Motshelo Savings: 0.50% - 1.50% nominal. Actual: 0.50% - 1.51%. Min BWP 500

Flexi Fixed (3 Months)

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	3.20%	P100	-	Flexi Fixed 3 Months: 2.95% - 3.20% NACM. Min BWP 100

FNB

3.20%

Range: P100 - -

Flexi Fixed 3 Months: 2.95% - 3.20% NACM. Min BWP 100

90 Day Fixed Deposit

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	3.20%	P1,000	-	3 Months Fixed Deposit: 3.20% NACM. Min BWP 1,000
S Stanbic Stanbic Bank Botswana	1.90%	P1,000	-	91 Day Fixed Deposit: 1.90% nominal. Actual: 1.92%. Min BWP 1,000
A ABSA ABSA Botswana	1.46%	P1,000	-	91 Days Fixed Deposit: 1.46% nominal. Actual: 1.47%. Min BWP 1,000

FNB

3.20%

Range: P1,000 - -

3 Months Fixed Deposit: 3.20% NACM. Min BWP 1,000

Stanbic

1.90%

Range: P1,000 - -

91 Day Fixed Deposit: 1.90% nominal. Actual: 1.92%. Min BWP 1,000

ABSA

1.46%

Range: P1,000 - -

91 Days Fixed Deposit: 1.46% nominal. Actual: 1.47%. Min BWP 1,000

Matlamo Savings

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
S Stanbic Stanbic Bank Botswana	2.80%	P100	-	Matlamo Savings (12-36 months): 2.30% - 2.80% nominal. Actual: 2.32% - 2.84%. Min BWP 100

Stanbic

2.80%

Range: P100 - -

Matlamo Savings (12-36 months): 2.30% - 2.80% nominal. Actual: 2.32% - 2.84%. Min BWP 100

30 Day Fixed Deposit

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	2.55%	P1,000	-	1 Month Fixed Deposit: 2.50% - 2.55% NACM. Min BWP 1,000

FNB

2.55%

Range: P1,000 - -

1 Month Fixed Deposit: 2.50% - 2.55% NACM. Min BWP 1,000

Future Forward

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	2.50%	P50	-	Future Forward: 0.00% - 2.50% NACM. Min BWP 50

FNB

2.50%

Range: P50 - -

Future Forward: 0.00% - 2.50% NACM. Min BWP 50

Koketso Savings

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
S Stanbic Stanbic Bank Botswana	2.40%	P100	-	Koketso Savings: 2.40% nominal. Actual: 2.43%. Min BWP 100

Stanbic

2.40%

Range: P100 - -

Koketso Savings: 2.40% nominal. Actual: 2.43%. Min BWP 100

Youth Account

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
S Stanbic Stanbic Bank Botswana	2.00%	P50	-	Youth Account: 2.00% nominal. Actual: 2.02%. Min BWP 50

Stanbic

2.00%

Range: P50 - -

Youth Account: 2.00% nominal. Actual: 2.02%. Min BWP 50

32 Day Notice Plus

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	2.00%	P1,000	-	32 Day Notice Plus: 1.25% - 2.00% NACM. Min BWP 1,000

FNB

2.00%

Range: P1,000 - -

32 Day Notice Plus: 1.25% - 2.00% NACM. Min BWP 1,000

Savings Pocket

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	1.60%	-	-	Savings Pocket: 0.00% - 1.60% NACM

FNB

1.60%

Savings Pocket: 0.00% - 1.60% NACM

Premium Call

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
S Stanbic Stanbic Bank Botswana	1.30%	P50,000	-	Premium Call: 0.80% - 1.30% nominal. Actual: 0.80% - 1.31%. Min BWP 50,000

Stanbic

1.30%

Range: P50,000 - -

Premium Call: 0.80% - 1.30% nominal. Actual: 0.80% - 1.31%. Min BWP 50,000

7 Day Notice

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	1.25%	P100	-	7 Day Notice: 0.15% - 1.25% NACM. Min BWP 100

FNB

1.25%

Range: P100 - -

7 Day Notice: 0.15% - 1.25% NACM. Min BWP 100

Call Account

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
S Stanbic Stanbic Bank Botswana	1.00%	P10,000	-	Call Account: 0.05% - 1.00% nominal. Actual: 0.01% - 1.00%. Min BWP 10,000
A ABSA ABSA Botswana	0.55%	P10,000	-	Call Account: 0.00% - 0.55% nominal. Actual: 0.00% - 0.55%. Min BWP 10,000
F FNB FNB Botswana	0.46%	P1,000	-	Call Account: 0.00% - 0.46% NACM. Min BWP 1,000

Stanbic

1.00%

Range: P10,000 - -

Call Account: 0.05% - 1.00% nominal. Actual: 0.01% - 1.00%. Min BWP 10,000

ABSA

0.55%

Range: P10,000 - -

Call Account: 0.00% - 0.55% nominal. Actual: 0.00% - 0.55%. Min BWP 10,000

FNB

0.46%

Range: P1,000 - -

Call Account: 0.00% - 0.46% NACM. Min BWP 1,000

Current Account

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
A ABSA ABSA Botswana	1.00%	P50	-	Current Account: 0.00% - 1.00% nominal. Actual: 0.00% - 1.00%. Min BWP 50

ABSA

1.00%

Range: P50 - -

Current Account: 0.00% - 1.00% nominal. Actual: 0.00% - 1.00%. Min BWP 50

32 Day Notice

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
S Stanbic Stanbic Bank Botswana	1.00%	P1,000	-	32 Day Notice: 0.25% - 1.00% nominal. Actual: 0.25% - 1.00%. Min BWP 1,000

Stanbic

1.00%

Range: P1,000 - -

32 Day Notice: 0.25% - 1.00% nominal. Actual: 0.25% - 1.00%. Min BWP 1,000

FutureSave

Sorted by highest rate

Bank	Rate	Min Amount	Max Amount	Notes
F FNB FNB Botswana	0.40%	P100	-	FutureSave: 0.00% - 0.40% NACM. Min BWP 100

FNB

0.40%

Range: P100 - -

FutureSave: 0.00% - 0.40% NACM. Min BWP 100

Disclaimer

Rates shown are for informational and educational purposes only. Actual rates may vary based on individual circumstances, deposit amounts, and bank terms. Always verify rates directly with your bank before making financial decisions. Masheleng University does not provide financial advice.